Fixed annuities are interest-based financial instruments similar to bank-issued CDs, but geared specifically towards retirement savings.
With a fixed annuity from Britannia Insurance Group, you can expect solid, guaranteed growth from your investment. We know that the best annuity is one that’s right for your financial position. Fixed annuities earn competitive interest rates that are very safe, and because they are tax-deferred, you earn additional interest on the money you would normally be paying in taxes.
Fixed annuities are perfect for retirees or those wary of market volatility. They can also be a great way to grow and supplement your retirement income every year. Our fixed annuities may include a broad range of features such as:
- Premium enhancements
- Index and Fixed crediting strategies
- Ability to allocate across the different crediting strategies
To find out if a fixed annuity is right for you, contact Britannia Insurance Group today. We look forward to helping you plan for your future.
Britannia Insurance Group serves families and business owners in Northern Virginia for all their insurance needs. Our mission is to educate consumers about insurance products and how they work. We go to work for you by doing a thorough analysis of your unique situation and needs before recommending solutions. We evaluate carefully all the insurance carriers we represent and find ones that fit your needs based on the coverage they offer as well as the price.
Do I need an insurance agent now that I can do it myself using the internet?
Living in the technology age has changed the way we all live our lives. Industries are being created and others are being rendered a thing of the past, Insurance is involved in all of those changes while it undergoes changes of its own. Insurance is a contract between a company who guarantees compensation for specified loss, damage, illness or death in return for payment of a premium. Some insurance policies are mandatory like car insurance while other types are voluntary like life insurance. To navigate through the choices and decisions involved you can choose to do-it-yourself or hire the services of a professional. I am all for taking on certain D-I-Y projects like cutting your own grass or hanging ceiling fans but hiring a professional insurance agent is one choice I highly recommend.
Why should I hire an Independent Insurance Agent?
Once you decide to hire a professional insurance agent, the next decision is whether to go with a Captive agent or an Independent one. Captive agents represent one insurance company and all the products that they offer. The Independent agent represents multiple insurance carriers and can shop around with those carriers as they compete with each other for clients. There are great insurance agents in both categories and choosing one is a personal preference. The biggest difference is when the policy has been in place for a couple of renewals and the premium starts increasing. An independent agent can shop around for you with other carriers if your rates start increasing by too much and the relationship can remain in place. Captive agents do not control rate changes that happen from their companies and so do not have this option. Building strong relationships with our clients is what sets Britannia Insurance Group apart from our competition.
Why Britannia Insurance Group?
- Inquiry – We pride ourselves on asking great questions and the more information we collect means the better advice we can give you.
- Integrity – Doing our best for every client by being honest and transparent during the process of working together.
- Dedication – Educating clients about the insurance coverage they need and coverage options they can choose from to customize policies that fit their unique needs.
- Philanthropy – Giving back to our community is an essential part of who we are. By giving back to the community through volunteering and donating part of the company profits we strive to do our part in building stronger communities.
Britannia Insurance Group is a full-service insurance agency providing Commercial Insurance and Personal Insurance services to Virginia, Maryland, and D.C.