Workers Compensation Insurance
At Britannia Insurance Group, our Workers Compensation Insurance specialist agents can help you build solid loss control and safety programs and assist with compliance challenges. Here are a few of the additional benefits that are available to you from our agency–with no cost to you and likely to reduce your Workers Compensation Insurance premiums!
Risk Assessment, Compliance, and Record Keeping
We have the risk management expertise and resources to help you develop a cost effective plan to control and lower your workplace risks.
Workplace Safety Programs
Our risk assessment and workplace safety program service will assist you in developing a safety manual that will not only lower the probability of personal injury and property damage, but lower premiums as well.
Compliance and Record Keeping
OSHA record keeping responsibilities can be challenging. We can assist you in fulfilling your federal and state requirements.
Claims Cost Containment
We can help you to control workers’ compensation claims by establishing a safety policy, adopting a Return-to-Work Program, streamlining reporting procedures, identifying top loss sources and mitigating legal expenses, all with our tools.
Britannia Insurance Group serves families and business owners in Northern Virginia for all their insurance needs. Our mission is to educate consumers about insurance products and how they work. We go to work for you by doing a thorough analysis of your unique situation and needs before recommending solutions. We evaluate carefully all the insurance carriers we represent and find ones that fit your needs based on the coverage they offer as well as the price.
Do I need an insurance agent now that I can do it myself using the internet?
Living in the technology age has changed the way we all live our lives. Industries are being created and others are being rendered a thing of the past, Insurance is involved in all of those changes while it undergoes changes of its own. Insurance is a contract between a company who guarantees compensation for specified loss, damage, illness or death in return for payment of a premium. Some insurance policies are mandatory like car insurance while other types are voluntary like life insurance. To navigate through the choices and decisions involved you can choose to do-it-yourself or hire the services of a professional. I am all for taking on certain D-I-Y projects like cutting your own grass or hanging ceiling fans but hiring a professional insurance agent is one choice I highly recommend.
Why should I hire an Independent Insurance Agent?
Once you decide to hire a professional insurance agent, the next decision is whether to go with a Captive agent or an Independent one. Captive agents represent one insurance company and all the products that they offer. The Independent agent represents multiple insurance carriers and can shop around with those carriers as they compete with each other for clients. There are great insurance agents in both categories and choosing one is a personal preference. The biggest difference is when the policy has been in place for a couple of renewals and the premium starts increasing. An independent agent can shop around for you with other carriers if your rates start increasing by too much and the relationship can remain in place. Captive agents do not control rate changes that happen from their companies and so do not have this option. Building strong relationships with our clients is what sets Britannia Insurance Group apart from our competition.
Why Britannia Insurance Group?
- Inquiry – We pride ourselves on asking great questions and the more information we collect means the better advice we can give you.
- Integrity – Doing our best for every client by being honest and transparent during the process of working together.
- Dedication – Educating clients about the insurance coverage they need and coverage options they can choose from to customize policies that fit their unique needs.
- Philanthropy – Giving back to our community is an essential part of who we are. By giving back to the community through volunteering and donating part of the company profits we strive to do our part in building stronger communities.
Britannia Insurance Group is a full-service insurance agency providing Commercial Insurance and Personal Insurance services to Virginia, Maryland, and D.C. Call, request a quote by email, or visit us at our office today for a free, no obligation risk assessment and quote. Let us do the research and find the best value for the Workers Compensation Insurance you need.